Daycare and nurseries insurance
This insurance is suitable for nurseries and groups that run sessions where unaccompanied children stay for more than four consecutive hours and accept children under two without an accompanying adult.
You have a choice of two covers depending on how much cover you need.
Each cover provides:
- Employers liability £10 million
- Group equipment £5,000 or £20,000 *
- Public liability £5 million **
- Personal accident £20,000
- Group money £1,500
- Personal possessions £300
- Personal money £150
- Fidelity insurance
- Legal expenses £100,000
- Loss of revenue £100,000 or £250,000 ***
Optional extensions include:
- Professional indemnity
- Management protection
- Extended computer insurance
* you can choose to increase this if you need to - to cover the value of your equipment
** you can choose to increase this to £10 million if you need to
*** you can choose to increase this if you need to - to cover the annual income of your group
Our service includes:
- Expert advice
- Instant cover
- Low excesses on all claims
- Discounts for accredited groups
- Discounts for multiple premises
- Optional extensions to cover
Members can download the full insurance brochure here.
Download the policy wording here.